ADDITIONAL PRODIUCTS
DENTAL
Dental insurance is a form of health insurance that aims to cover a part of the expenses related to dental care. These insurance plans can be divided into three main categories: Indemnity plans (also known as true dental insurance) that offer the freedom to visit any dentist accepting insurance, Preferred Provider Network dental plans (PPO), and Dental Health Managed Organizations (DHMO) where you are assigned to a dentist or dental office within a specific network and must remain within that network to receive your dental benefits.
VISION
Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. There are many vision insurance companies. The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen.
HOSPITAL INDEMITY
Hospital indemnity insurance is a type of insurance that provides financial coverage specifically for hospital stays. It is designed to help offset the costs associated with hospitalization, such as room and board, surgeries, diagnostic tests, and other related medical expenses. This type of insurance typically pays a fixed amount per day, week, or month of hospitalization, regardless of the actual costs incurred. It is meant to supplement other health insurance plans and can provide additional financial protection in the event of a hospitalization.
ACCIDENT
Accidental supplemental insurance is a type of insurance
that provides coverage specifically for accidents and their resulting injuries.
It is designed to help offset the financial burden that may arise from
unexpected accidents, such as fractures, dislocations, burns, or other injuries.
It typically pays out a lump sum or predetermined benefit amount in the event
of covered accidents. This benefit can be used to cover medical expenses,
hospital stays, rehabilitation costs, or other related expenses that may not be
fully covered by primary health insurance. This type of insurance is especially
valuable for individuals who participate in high-risk activities or have
occupations that carry a greater risk of accidents. It can provide an added
layer of financial protection and peace of mind in case of unforeseen
accidents.
COLLEGE AND GROWING UP
Cancer-critical illness insurance is a type of insurance that provides coverage specifically for the diagnosis and treatment of critical illnesses, including cancer. It is designed to provide financial support in the event of a cancer diagnosis and can help offset the costs associated with medical treatments, hospital stays, surgeries, medications, and other related expenses. Upon diagnosis of a covered critical illness, a lump sum benefit is typically paid out to the policyholder. This benefit can be used to cover medical expenses not covered by primary health insurance, as well as other costs that may arise during the treatment and recovery process. This type of insurance is particularly valuable for individuals who want additional financial protection beyond their regular health insurance coverage. It can provide peace of mind and help alleviate the financial burden that often accompanies a cancer diagnosis.
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ALL RIGHTS RESERVED - SENIOR INSURANCE ADVICE OFFICE
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov